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Independent advisor · Ontario

The right coverage,
the first time.

I'm Jaskaranpreet Assi — a licensed insurance and mortgage advisor with access to 70+ providers. I help Ontario families protect their income, health, and loved ones, in plain language, with zero pressure.

Start my free consultation → Try the calculators
70+
Insurance providers
2
Licences — insurance & mortgage
1 day
Reply, guaranteed
LLQP FSRA REGULATED LEVEL 1 MORTGAGE
Your protection, mapped
Sample plan

A real plan is layered — each piece covering a different risk, for exactly as long as it's needed.

Term life · 20 years$750,000
Critical illness · to age 65$100,000
Disability · income replacement$3,800/mo
Universal life · permanent$250,000

Illustrative only. Your plan is built from your actual income, debts, family and goals.

/ 01 — What I do

One advisor for the whole picture.

Protect your income

Life, critical illness, and disability coverage sized to your real obligations — not a generic multiple of salary.

Grow your savings

TFSA, FHSA, RESP and segregated funds — structured in the right order so tax works for you, not against you.

Finance your home

As a licensed mortgage agent, I arrange the financing and the protection that sits behind it — in one conversation.

/ 05 — How it works

A clear plan in three steps.

STEP 01

Free discovery call

A relaxed 30-minute conversation about your goals, your family, and your finances — no commitment required.

STEP 02

Your personal strategy

I compare options across carriers and build a plan covering protection, savings, and mortgage needs — with real numbers.

STEP 03

Ongoing support

New home, new baby, new business — we review your plan regularly so your coverage matches your life, not last year's.

/ 06 — In their words
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Start here

Five questions. One business day.

Tell me your situation and I'll come back with real answers — not a sales pitch. Every consultation is free, and there's never any pressure to buy.

Start my free consultation →
Takes 60 secondsNo obligation100% free
01What you need help with
02Which best describes you
03Coverage you have today
04Your timeline
05Where to reach you
Products, in detail

Every product, explained clearly.

No jargon, no pressure — just a straight explanation of how each product works in Canada, who it's built for, and what to watch for. When you're ready, I'll help you find the right fit across 70+ providers.

Not sure which fits? That's the conversation.

Tell me your situation and I'll show you what actually makes sense — including when the answer is "you don't need this yet."

Start my free consultation →
Free financial tools

Plan with real numbers.

Five interactive calculators that give you a clear starting point in seconds — then I'll help you turn the numbers into a real strategy built around your life. No email required.

Protection · DIME method

How much life insurance do you actually need?

Most people are guessing. Move the sliders for a personalized estimate in seconds.

Annual income$80,000
Mortgage balance$450,000
Other debts$25,000
Coverage you already have$100,000
Children to support2
≈ $100k each for education
Estimated coverage need
$1,275,000

A common starting point based on the DIME method — Debt, Income, Mortgage, Education.

Get my personalized quote →

This estimate is for educational purposes only and is not insurance advice, a recommendation, or a guarantee of coverage or pricing. Your actual needs depend on your full financial picture.

About me

Advice that treats your money like it's my own.

Hi, I'm Jaskaranpreet Assi. I became an advisor because I watched too many families buy products they didn't understand — coverage that didn't fit, and advice that served the seller more than the client.

As a homeowner and advisor in the GTA, I work with young professionals, new families, and first-time buyers across Ontario. My approach is simple: understand your full picture first, explain everything in plain language, and recommend only what genuinely fits.

Book a free call → See what I offer
LLQP
Life Licence Qualification Program — licensed life insurance agent in Ontario
Level 1
Licensed Ontario mortgage agent, working under a licensed brokerage
FSRA
Regulated by the Financial Services Regulatory Authority of Ontario
70+
Insurance providers available — independent, multi-carrier advice
/ The dual-licence advantage

Your mortgage is your biggest liability. Insurance is what protects it.

Most advisors handle one side. I'm licensed for both — so the two biggest pieces of your financial life get designed in the same conversation.

01

Coverage built around your actual mortgage

Matched to your real amortization, balance, and family situation — never over- or under-insured.

02

Your family gets paid — not the bank

Bank mortgage insurance pays the lender and shrinks as you pay down. A personal policy pays your family directly.

03

One conversation, not four

Mortgage, protection, savings, and closing timelines — coordinated so nothing falls through the cracks.

04

Independent, not captive

Access to 70+ providers means the recommendation follows your needs, not one company's shelf.

/ How I work

A clear plan in three steps.

No pressure, no jargon — just an honest process designed around you.

STEP 01

Free discovery call

A relaxed 30-minute conversation about your goals, your family, and your finances. We map where you are and where you want to go — no commitment required.

STEP 02

Your personal strategy

I compare options across multiple carriers and build a plan covering your protection, savings, and mortgage needs — explained in plain language, with real numbers.

STEP 03

Ongoing support

Life changes — new home, new baby, new business. I review your plan with you regularly so your coverage always matches your life, not last year's.

Get in touch

Let's build your plan together.

Answer five quick questions and I'll get back to you within one business day. Every consultation is free, and there's never any pressure to buy.

Office
160 Traders Blvd E
Mississauga, Ontario

Serving clients across Ontario. Insurance is regulated province by province — the form asks where you live so I know exactly what's available to you.

Step 1 of 5 Takes 60 seconds

What are you looking for help with?

Pick the option that fits best — we can always cover more on the call.

Legal

Privacy Policy

This policy explains how Jaskaranpreet Assi ("I", "me") collects, uses, and protects personal information provided through insuredbyjaskaran.ca, in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).

What I collect

Information you voluntarily submit through the contact form — your name, email, phone number, province, and details about your insurance or mortgage needs. I do not collect banking information, SIN, or medical details through this website.

How it's used

Solely to respond to your inquiry, prepare advice or quotes, and — with your consent — to follow up about products and services relevant to your request. Your information is never sold, rented, or traded to third parties.

Who it's shared with

Where necessary to obtain a quote or place coverage, information may be shared with licensed insurance carriers, managing general agencies, or mortgage lenders — only with your knowledge and consent, and only as needed to serve your request.

Storage and security

Form submissions are stored using industry-standard encrypted cloud infrastructure with restricted access. Information is retained only as long as necessary for the purpose collected or as required by regulation.

Your rights

You may request access to, correction of, or deletion of your personal information, and may withdraw consent to be contacted at any time, by emailing insuredbyjaskaran@gmail.com.

Cookies and analytics

This site may use basic analytics to understand aggregate traffic patterns. No personally identifying information is used for advertising profiling on this site.

Last updated: 2026.

Legal

Regulatory Disclosures

Licensing

Jaskaranpreet Assi is a life insurance agent licensed under the Life Licence Qualification Program (LLQP) in the province of Ontario, and a Level 1 mortgage agent licensed in Ontario working under a licensed mortgage brokerage. Both licences are regulated by the Financial Services Regulatory Authority of Ontario (FSRA).

Nature of this website

All content on this website is provided for general educational and informational purposes only. It does not constitute insurance, financial, tax, or legal advice, and it is not a recommendation to buy or hold any specific product. Calculators produce simplified estimates for illustration only and are not quotes, guarantees of coverage, or projections of actual results.

No offer or guarantee of coverage

Submitting the contact form does not constitute an application for insurance and does not bind coverage. Coverage takes effect only when a formal application is approved by the insurer and the policy is issued and delivered in accordance with its terms.

Compensation

As an independent advisor, I am compensated by commission paid by the insurance carrier or lender when a product is placed, and may receive ongoing service commissions. There is no fee charged to you for a consultation. I hold contracts with multiple providers and am not obligated to place business with any single company. Where a potential conflict of interest exists, it will be disclosed to you before any recommendation is made.

Products and jurisdiction

Insurance and mortgage products are regulated provincially. Products described on this site may not be available in every province or territory, and availability, pricing, and terms are determined by the issuing carrier or lender based on underwriting. Services are offered to residents of provinces where I am appropriately licensed.

Third-party reviews

Client reviews displayed on this site are sourced from the business's public Google Business Profile and are shown unedited. Individual experiences vary and are not a guarantee of future results.

Last updated: 2026.